Cookie Policy
How and why Retirava uses cookies and similar technologies on our platform.
1. Introduction
This Cookie Policy explains how Retirava ("we," "us," or "our") uses cookies and similar technologies when you visit retirava.com (the "Site"). It describes what cookies are, the types we use, why we use them, and how you can control your cookie preferences.
By continuing to browse our Site after being presented with the cookie consent banner, you consent to our use of cookies as described in this policy. You can withdraw your consent or adjust your preferences at any time — see Section 6 for instructions.
2. What Are Cookies?
Cookies are small text files that are stored on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites work more efficiently, remember your preferences, and provide information to the website operators.
Cookies are set by either the website you are visiting ("first-party cookies") or by third-party services embedded on that page ("third-party cookies"). Cookies can be either "session cookies," which are deleted when you close your browser, or "persistent cookies," which remain on your device for a set period or until you delete them.
In addition to cookies, we may use similar tracking technologies such as:
- Local Storage: Browser-based storage used to save your preferences (such as cookie consent) across sessions without sending data to a server.
- Session Storage: Temporary browser storage cleared when you close your tab or browser window.
3. Types of Cookies We Use
3.1 Strictly Necessary Cookies
These cookies are essential for the website to function correctly. They enable core features like navigation and access to secure areas. Without these cookies, the Site cannot function properly.
| Cookie / Key | Type | Purpose | Duration |
|---|---|---|---|
retirava_cookie_consent |
Local Storage | Stores your cookie consent decision (accepted or declined) so the banner is not shown on every page visit. | Persistent (until cleared) |
These cookies cannot be disabled because they are required for the Site to work. They do not collect any personal information beyond what is necessary for their function.
3.2 Functional Cookies
Functional cookies allow the Site to remember choices you make and provide enhanced, more personalized features. At this time, Retirava uses minimal functional cookies. Any interactive tools (such as retirement calculators) store data only in your browser's session memory — this data is never transmitted to our servers.
3.3 Analytics Cookies
Analytics cookies help us understand how visitors interact with our Site by collecting and reporting information anonymously. This helps us improve our content and user experience. Currently, Retirava does not use third-party analytics services (such as Google Analytics). If this changes in the future, this policy will be updated and you will be notified via the cookie consent banner.
3.4 Marketing and Advertising Cookies
Retirava does not use any marketing, advertising, or tracking cookies. We do not display advertisements, sell advertising space, or share your data with advertising networks. This section is included for transparency.
4. Third-Party Cookies
Our Site uses a small number of third-party services that may set cookies or load resources from external domains:
| Service | Provider | Purpose | Policy Link |
|---|---|---|---|
| Google Fonts | Google LLC | Loads custom typefaces (Playfair Display, DM Sans) for consistent typography. Google may log the request IP address. | Google Privacy Policy |
| Phosphor Icons | unpkg (Cloudflare CDN) | Loads the icon library used throughout the Site. CDN requests may log anonymized access data. | Cloudflare Privacy |
| Unsplash Images | Unsplash (via Squarespace) | Decorative background images served directly from Unsplash CDN. Requests may be logged by their CDN. | Unsplash Privacy |
These third-party services have their own privacy and cookie policies. We recommend reviewing their policies for details on how they process your data.
5. Your Cookie Consent
When you first visit Retirava, a cookie consent banner is displayed at the bottom of your screen. You have two options:
- Accept All: You consent to the use of all cookies described in this policy, including third-party services that enhance the Site's appearance and functionality.
- Decline: You decline non-essential cookies. Strictly necessary cookies (such as storing your consent preference) will still be used as they are required for the Site to function.
Your choice is stored in your browser's local storage as retirava_cookie_consent and the banner will not be shown again during subsequent visits unless you clear your browser data.
6. How to Control Cookies
You have several options for managing cookies:
6.1 Through the Cookie Banner
You can change your cookie preferences at any time by clearing your browser's local storage data for retirava.com and refreshing the page. The consent banner will reappear, allowing you to make a new selection.
6.2 Through Your Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically find these options in your browser's "Settings," "Privacy," or "Security" section. Common actions include:
- Viewing cookies stored by websites
- Blocking all or specific cookies
- Deleting cookies from individual websites or all websites
- Setting preferences for future cookie handling
Please note that restricting cookies may affect the functionality of this and many other websites. For guidance on managing cookies in your specific browser, visit:
6.3 Opt-Out of Third-Party Services
For third-party services embedded on our Site, you may be able to opt out through their respective privacy controls. Additionally, services that load resources via CDN (such as Google Fonts) can be blocked using browser extensions like uBlock Origin.
7. Do Not Track
Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want to be tracked. Currently, there is no universally accepted standard for how websites should respond to DNT signals. Retirava does not currently alter its data collection practices in response to DNT browser signals, but we do not engage in behavioral tracking regardless.
8. Children's Privacy and Cookies
Our Site is not directed at children under the age of 16. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us at info@retirava.com so we can take appropriate action.
9. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. When we make significant changes, we will update the "Last updated" date at the top of this page. For material changes, we may display a new cookie consent banner to inform you and collect fresh consent.
We encourage you to review this policy periodically to stay informed about how we use cookies.
10. Contact Us
If you have any questions about this Cookie Policy or how we handle your data, please contact us:
- Email: info@retirava.com
- Website: retirava.com
- Contact Form: Contact page
Retirava is committed to minimal data collection. We do not run advertising, sell data, or use invasive tracking. The cookies we use are limited to what is necessary to operate the site and remember your preferences. If you have concerns, please reach out to us at info@retirava.com.